How Much Can YOU Save?

PICTURE THE SAVINGS Investing in safety can make a big difference in your insurance premiums. Look at the following examples of how much a single injury can cost the industry though higher industry
INJURY EVENT	EFFECT ON THE INDUSTRY	EFFECT ON YOUR FIRM
A harvester is lost at sea	Will cost the industry about $1,500,000 in premiums over the next five years	Could greatly affect your Experience Rating (each firm’s calculation will be different) FOCUS ON PREVENTION and EARLY & SAFE RETURN TO WORK PROGRAMS
Harvester suffers a repetitive strain, soft tissue injury; Total $25,000 in benefits paid	Will cost the industry about $125,000 in premiums over the next five years
Harvester’s hand caught in hauler, severed fingers; Total $50,000 in benefits paid	Will cost the industry about $250,000 in premiums over the next five years
Processing plant worker struck by forklift, compound fractures; Total $25,000 in benefits paid	Will cost the industry about $140,000 in premiums over the next five years
Several slips, trips and falls in a plant over the period of a year; Total $50,000 in benefits paid	Will cost the industry an extra $260,000 in premiums over the next five years

NSCC Courses	Regular Price	FSANS Rate	Duration	Savings
MARINE EMERGENCY DUTIES:
Domestic Vessel Safety	$625	$475	4 day	24%
Small Domestic Vessel Basic Safety	$350	$250	1 days	28%
SVOP	$475	$350	4 days	26%
Fishing Master Class IV	$4,400	$3,650	10 weeks	17%
Fishing Master Class III	$7,550	$6,300	18 weeks	17%
FM IV upgrade to FM III	$6,350	$5,300	14 weeks	17%
ROC-MC	$450	$350	3.5days	22%
SEN-Limited	$500 $375 5 days 25%
St. John Ambulance First Aid Training
Marine Basic First Aid	$130	$75	2 days	42%
Marine Advanced First Aid	$385	$300	5 days	22%
Standard First Aid w/CPR	$120	$75	2 days	37%
Emergency First Aid w/CPR	$90	$60	1 day	33%

Savings